Other PIP Benefits

1) Does PIP reimburse child care costs?

Yes, to a limited extent. Auto policies issued in Oregon, as part of the PIP coverage, provide a child care reimbursement credit of $25/day up to $750 00 if hospitalized at least one day. Few people take advantage of this benefit.

TIP: To start this benefit see your primary care physician. Ask for a signed and dated note justifying the need for outside child care assistance due to the crash for set period of time. Fax child care receipts to the PIP carrier. Include the PIP claim number. If needed get a new note before expiration.

TIP: Keep babysitting receipts after PIP submission. Any amount not recouped under no fault PIP coverage should be claimed against the party at fault when child care is medically required due to injury.

2) Does PIP reimburse in home care?

Yes, to a limited extent. Auto insurance policies issued in Oregon provide an essential service benefit of $30 per day up to 52 weeks if unable to perform an essential service if substantiated by written medical evidence. An essential service is basic task of everyday living such as cooking, cleaning and self –care.

TIP: To start this benefit see your primary care physician. Ask for a signed medical authorization for the home help you need. Fax child care receipts to the PIP carrier. Include the PIP claim number.

3) Does PIP coverage reimburse funeral expenses?

Yes, to a limited extent. Oregon PIP includes a funeral expense of $5,000 in the event of the death of a covered person, due to the motor vehicle collision.

TIP: To start this benefit fax the PIP carrier medical evidence showing the traffic crash as the
cause of death. Include the PIP claim number.