1) Is PIP medical insurance required for motorcycles?
No. Many people are surprised to learn that Oregon does not require PIP coverage on motorcycles. Washington state does not require PIP coverage for any vehicle—cars or motorcycle. Motorcyclists may, and should, purchase PIP medical coverage.
TIP: If you ride a motorcycle, select an insurer who offers PIP coverage for motorcycle accidents. If you don’t, bill your medical charges to your health insurer.
DANGER: Your health insurer will later seek reimbursement for the meds it paid from case proceeds. Inability to pay medical costs is the top cause of bankruptcy. Purchase ample PIP coverage regardless of the vehicle you drive. Inability to pay medical costs is the #1 cause of bankruptcy.